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  • 2024
    • December
      • Can the Interest of a Member of an LLC be Liquidated by a Ch 7 Bankruptcy Trustee ?
      • When Can a Lender Charge Its Legal Fees to the Debtor's Account During Chapter 13 Bankruptcy?
      • Why Is Chapter 13 Bankruptcy Usually a Better Option Than Debt Settlement?
      • What Is an Income (“Profit & Loss”) Statement?
      • What is a Balance Sheet?
    • November
      • Why Is It Not a Good Idea to Represent Yourself in a Bankruptcy Case?
      • Can the Bankruptcy Court Determine the Value of Collateral and How Much I Will Have to Pay for My Vehicle in a Chapter 13 Plan?
      • Are There Jury Trials in Bankruptcy Cases?
    • October
      • Common Myths About Chapter 13 Bankruptcy
    • September
      • What is the difference between Ch 13 and Ch 7 Bankruptcy?
      • What Happens to All of the Money Paid Into the Chapter 13 Plan?
      • Can Criminal Fines, Restituion & Criminal Penalties Be Discharged in Bankruptcy?
      • What Does the Ch 13 Trustee Do?
      • Common Myths About Chapter 13 Bankruptcy
      • What Tax Debts Can Be Discharged in Bankruptcy?
      • Ch 13 & Mortgage Arrears
    • August
      • How Can I File a Claim Against a Mortgage Servicer?
      • REMOVING A NEGATIVE ENTRY ON YOUR CREDIT REPORT
    • April
      • Can a Judgment Lien Be Removed in Bankruptcy?
      • What Is a Judgment Lien?
    • January
      • What Qualities Should I Look for in Choosing a Bankruptcy Attorney?
      • What Type of Property Management Companies Can Be Profitable?
      • What Is the Fair Credit Reporting Act?
      • What Is R.E.S.P.A. (Real Estate Settlement Procedures Act)?
      • What Is the Truth In Lending Act?
      • What Is the Fair Debt Collection Practices Act?
      • How Can I Pay the Attorney Fees for Chapter 7 Bankruptcy?
      • How Is a Credit Score Calculated
      • What Are the Requirements For a Living Trust in Alabama
      • What Are the Basic Requirements For a Will in Alabama
  • 2023
    • December
      • What Is Probate or Estate Administration?
      • Can I Stop an Eviction by Filing Bankruptcy?
    • November
      • Can I Surrender Property in a Chapter 13 Plan?
      • Can I file a Bankruptcy for a Family Member or Spouse Under a Power of Attorney?
      • Can a Bankruptcy Help Me Avoid a Drivers License Suspension or Reinstate My License?
      • What Is a Motion for Relief From Stay?
      • What Are the Basic Steps in an Alabama Foreclosure on Real Estate?
    • September
      • What is the Liquidation Analysis in Chapter 13 ?
    • June
      • Do I Need to Be a Citizen of the United States to File A Bankruptcy Case?
      • What Are the Venue Requirements to File a Consumer Bankruptcy Case When Moving From Another State?
      • What is a DIP Account and When is it Required in Ch 11 Subchapter V Bankruptcy Cases?
      • What Is the Bankruptcy Means Test?
    • May
      • What Is the HAVEN Act in Bankruptcy Cases?
      • Can A Ch 11 Case Be Involuntarily Converted To Ch 7?
      • What Are The Requirements For A Promissory Note?
      • How Can I Get A Judgment Lien Off Of My House?
      • What Is Chapter 11 Subchapter V?
      • Reducing Or Stripping Off State Or Federal Tax Liens In Chapter 13 Bankruptcy Cases
      • How Can I Stop a Bank Attachment by the Alabama Department of Revenue?
    • April
      • How Can I Get an IRS Levy or Attachment on My Bank Account Released?
      • What Is a Reaffirmation Agreement in a Chapter 7 Case?
      • Can I Protect Business Property in Bankruptcy?
    • March
      • Which Bankruptcy Should You File, Chapter 7 or 13?
      • Will Bankruptcy Hurt My Credit Score?
      • What is a Federal Tax Lien?
    • February
      • What Is a Chapter 11 Subchapter V Bankruptcy?
      • What Is a Chapter 7 Trustee?
      • How Can I Stop Wage Garnishment?
  • 2022
    • September
      • Will Filing Bankruptcy Hurt My Credit Score?
  • 2021
    • December
      • When Old Creditors File or Threaten a Lawsuit
    • May
      • COVID-19 Bankruptcy Relief Extension Act of 2021 Update
    • February
      • Will The Chapter 13 Trustee Take My Tax Return After Case Filing?
      • Can I Change Insurance Companies During a Chapter 13?
      • What Are Some Alternatives To Filing A Bankruptcy Case?
      • Buying A Home Prior To Filing Ch. Bankruptcy
  • 2020
    • November
      • Relief For Chapter 13 Debtors Affected By Covid-19
  • 2019
    • March
      • Why Debt Settlement is Often a Bad Idea
    • February
      • CAN I KEEP AFTER ACQUIRED PROPERTY WHEN CONVERTING CH 13 to CH 7?
    • January
      • Can Criminal Fines and Court Costs be Discharged in Bankruptcy?
      • CAN JOINTLY OWNED PROPERTY BE PROTECTED FROM CREDITORS?
      • CAN I SELL MY HOME WHILE I AM IN CH 13?
      • AM I LIABLE FOR MY DECEASED SPOUSE'S DEBTS?
  • 2018
    • January
      • What Happens After the Mortgage Lender Forecloses on my Property?
  • 2017
    • December
      • What If the IRS Collects on a Discharged Debt Post-Bankruptcy?
    • November
      • What Kind of Information is Needed for a Bankruptcy Case ?
    • October
      • My Mortgage Lender has Declared My Mortgage in Default? What are my Legal Rights in Alabama?
      • What Divorce Related Debts Can Be Discharged?
      • What Happens When You Default on Your Mortgage?
      • Can a Bankruptcy Case Filing Stop an Eviction?
      • Can I Keep My Property if I File a Bankruptcy Case?
    • September
      • Creditor lawsuits
      • Converting a case from Chapter 13 to Chapter 7
    • March
      • Lost Collateral in Chapter 13 Cases
    • February
      • What Happens to My Credit Score after I file a Chapter 7 Bankruptcy Case
      • Am I Liable for the Debts of a Deceased Spouse Solely Because of Marriage?
    • January
      • Domestic Support in Consumer Bankruptcy Cases
      • What is the Bankruptcy Homestead Exemption ?
  • 2016
    • December
      • Am I liable when a co-debtor files bankruptcy on a debt we both signed for?
    • November
      • Can I File a Bankruptcy Case if I am Hearing Impaired?
      • Can I Discharge a Student Loan
    • October
      • What Happens When I Have a Car Accident While in a Chapter 13 ?
      • How Can I Stop My Creditors from Contacting Me?
      • Can I stop payment on a check I have given to a Pay Day / Cash Advance Lender?
    • September
      • Can I File a Bankruptcy Case for Another Person Under a Power of Attorney ?
      • Can I Get Divorced and File Bankruptcy at the Same Time?
    • August
      • What is Chapter 11 Bankruptcy
      • How Do I Start a Bankruptcy Case ?
      • When Should I Schedule an Initial Consultation with a Bankruptcy Attorney?
      • What is Relief from Stay and Do I Need it to File a Petition to Modify Child Support or Alimony?
      • Can my Chapter 13 Plan Payment be Increased After the Plan is Confirmed
      • Can I Modify my Confirmed Chapter 13 Plan to Surrender a Vehicle Being Paid Inside the Plan?
      • Redemption Rights Post Foreclosure and Chapter 13
      • Do I Need to File a Bankruptcy Case
      • The Pre-bankruptcy Collection Process and How to Stop It
    • July
      • What is a "Cram Down" on a Motor vehicle in Chapter 13 Bankruptcy?
      • What is a Wage Garnishment?
      • What is Redemption in Ch 7?
    • June
      • Should I reaffirm a Second Mortgage
      • Reaffirming Debts in Chapter 7 Bankruptcy
  • 2015
    • October
      • Can I Apply to Modify my Mortgage Loan?
    • September
      • Evictions in Alabama After Non-Payment of Rent
      • What Legal Protections Do I Have Against Debt Collectors? Fair Debt Collection Practices Act (FDCPA)
    • August
      • Are there any defenses to a default judgment after it has been entered against me?
      • Question from a Chapter 13 Debtor answered by Attorney Kevin Ryan: "Can I reduce the amount of my Chapter 13 Payment if I have a
      • How do I determine my best options if I am having Financial Problems?
  • 2014
    • May
      • Avoiding Second Mortgage in Chapter 13
      • Pay off your house before throwing money away in a 401(k)
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